Irish Pension Information


Many people who have a pension with an old employer or overseas want to transfer their pension so they have greater control over their pension.


Once you have transferred your pension you will be in full control meaning you can make decisions regarding your pension that are tailored to your individual financial needs.

When you choose your own investments you can ensure the investment risk of your fund is suited to you. Some individuals are more open to risk/can afford to take more risks than others.

Investment Risk

The risk of an investment is rated from 1 to 5. 1 being the lowest risk and 5 being the highest. As always the greater the risk the greater the  return on your investment. 


An Investment Risk Questionnaire can help determine what investment risk category is suitable for you. You will be asked a series of questions which are used to find an investment risk level you are comfortable with.


Before making any decisions in relation to your pension investments we would recommend that you complete a Investment Risk Questionnaire.

Investment Fund

You may prefer to invest in certain categories as a matter of principle for instance some people prefer to only invest in environmentally friendly funds etc.


Once you have transferred your pension you can decide what your funds should be invested in. There are many managed funds offered by well known companies such as Aviva, Zurich and Irish Life. You have the ability to select funds which suit you. Many people transferring their pensions see this as a significant benefit.

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