Irish Pension Information


The government introduced pension tax relief because they want you to save for a pension. To stop wealthy people taking advantage of pension tax relief the government introduced limits.

The closer you get to retirement the more likely it is that you will start saving for it. The government knows this so the older you are the more money you can put in your pension pot tax free.

There are limits are as follows

A Table which shows the Pension Tax Relief Limits in Ireland.

The Government don’t want the wealthiest people in Ireland to be able to take advantage of this tax relief unfairly so there is an overall limit on the amount of earnings you can use to calculate the amount of tax free money you can put into your pension pot. This limit at the time of posting is €115,000.

So how does this work? Say John earns €160,000 a year. John is 50 and wants to put all the money he can into his pension pot tax free.

However the Government don’t want people stacking up outrageous amounts of tax free cash in their pensions so they and unfairly avoiding tax so they introduced the income limit.


If you are a Professional Athelete who would usually retire at an earlier age than most people then you can put 30% of your earnings into your pension pot tax free at any age. 

Find out how much money you can save by starting or increasing your pension contributions today. Simply Request a Call Back and a member of our team will be in touch.

We will contact you to discuss your goals and will then connect you to the financial advisor best suited to your needs. There is no charge for this service. All of our advisors are regulated by the Central Bank of Ireland.

If you are already putting the maximum amount into your pension tax free and want to see how you could make your money work harder then click on Pension Review to find out more.

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