Irish Pension Information

Magnifying glass beside a yellow notepad with search written on it in black.

Find an Old Pension

Trying to find an old pension? Let’s take a look at the different ways you can locate an old pension.  

Not 100% sure you have a pension? You can find out for free.

Where to start

Trying to Find
an Old Pension

Do you remember having a pension with an old employer? Are you unsure what has happened to it? 

Have you tried to find it years later but the company has shut down? If this sounds like you we can help you locate your pension in three easy steps.

How to

Find a Pension in
3 Easy Steps


Pension Paperwork

When you started your pension, it is likely that you would have received some paperwork from your pension provider. This is the best place to start looking. 

Review your old files and if you come across any paperwork from the pension, try to find a pension provider noted on the document. 

If you find a pension provider give them a call and ask if they hold your pension. Remember it is possible your pension could have been set up in your maiden name so keep this in mind. 


Old Employer / Work colleagues

If you have not been able to locate any pension documents the next step is contacting your previous employer or work colleagues. 

Your previous employer should be able to tell you who the pension provider is. 

If your old employer is now uncontactable you could try contacting your  old work colleagues who may be able to help point you in the right direction.  

If you still havn’t been able to locate your pension why not use our free tracing service. 


Free Pension Tracing Service

If you are still unable to find your pension you can use our Free Pension Tracing Service.

Many people skip the first two steps and go straight to the free pension tracing service because it’s easy, fast, and efficient. 

Simply fill in your details, and we will connect you with an advisor who will find your pension for free.

Your advisor will ask you to fill out a one-page form with your name, address, and contact details. They will then contact all Irish and UK pension providers on your behalf and locate your pension for you.


Finding A

Get the answers to the questions we are asked most often about finding a pension. 

If you can’t find the answer to your question call our Free Pension Information Service on 01 255 2553 and a member of our team will be happy to help.

Concept of pension or retirement plan on gray table

Our Advisors can help you find your pension with just your name, address and contact details. If you have more information it can be helpful and reduce the turnaround time for you but its not essential. 

Your pension will still be held by your pension provider even if the company your built your pension with has closed.

It can make it a little more difficult to locate your pension but it is still possible.


Sometimes you might be unsure if you have a pension and it some cases it can put you off trying to find it.

It is estimated that there is over 500 million in unclaimed pension funds in Ireland. If some of these funds are yours its well worth finding out. 

The worst thing that can happen is your advisor comes back to you and lets you know they were unable to find anything. The service is free so its always makes sense to check.

There have been instances where advisors have called clients who have been completely shocked when they find out just how much their fund has grown especially when they were unsure if they had a pension in the first place. 

Depending on your age you will have a few options open to you once you find your pension. These options include leaving your pension where it is, transferring your pension or accessing some or all of your pension.

Your advisor will provide you with a list of your options for free. If you have a particular option in mind let your advisor know.

If your advisor does locate your pension they will provide you with a list of options. 

In some cases there will be a cost associated with an option for example if you wish to access your full pension.

In other cases if you decide to move your pension to a better performing fund your advisor would receive a commission from the investment company such as Aviva, Zurich, Irish Life Etc. 

However it is important to note that you are not obliged to proceed with any of the options provided. You can simply use the free service to find your pension. You don’t have to proceed with any of the  options presented to you.

Simply let your advisor know you don’t want to go with any of the options and they will close off your case straight away. They will of course provide you with your pension providers details so you have them going forward. 

Your advisor will ask you to complete a one-page form with your name, address and contact details. This form can be completed online in under 30 seconds. 

This is the only paperwork you need to complete for our free pension tracing service. 

It can take anywhere from 3 weeks to 6 months to locate a pension. The more complex your case is the longer it will take your advisor to find it. 

Your advisor will work to find your pension as quickly as possible for you.

If your advisor can’t find a pension for example in cases where you did not have a pension your advisor will give you a call and let you know.

Your advisor will then close off your case. The service is free so you will not be asked to pay any fee whatsoever.

We know safety is paramount when dealing with your pension. That is why we will only connect you with advisors who meet both of the following criteria.

The Central Bank of Ireland

Your Advisor’s firm will be registered and regulated by the Central Bank. Each authorised firm is provided with a registration number from the Central Bank of Ireland. This number allows you to independently verify that your advisor’s firm is authorised by the Central Bank.

  • The Advisor we connect you with will provide you with their Central Bank Registration Number. You can contact the Central Bank to confirm this number is authentic.
  • They will call you from the phone number listed for their firm on the Central Bank’s website.

Brokers Ireland

Many Financial Brokers are members of Brokers Ireland. Brokers Ireland is the representative body for brokers in Ireland. Your advisor’s firm will also be a member of Brokers Ireland. You can also verify this independently by contacting Brokers Ireland.

All the advisors we work with are authorised by the Central Bank of Ireland and are also members of Brokers Ireland.

Our happy clients

We’ve helped thousands of people with their pension


Age 60


“The first person I spoke to who actually made sense of pensions for me. No jargon or big words just the information I needed.”


Age 51


“I wanted to access my pension because my mortgage payment had gone up and then gone up again. I accessed my pension and paid off the mortgage.


Age 54


“I thought getting the pension out would be full of grief. I signed a few forms, the advisor did the rest and the money arrived in my bank account. Brilliant!”

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