Irish Pension Information

Can I Access my
Bank of Ireland Pension?

Can I Access my
Bank of Ireland Pension?

Want to Access your Bank of Ireland Pension at 50? Find out if you can with our FREE Pension Assessment.

We are here to keep things simple...

Before you access your Bank of Ireland pension there are a few things you need to check to maximise the amount you receive and to ensure withdrawing your pension is the best option for you.  

Please note you must not be working for BOI to access your pension early.

Pension Rules

First you need to find out the rules which apply to your particular pension scheme.

Financial Planning

Next you need to plan how to withdraw some or all of your fund in the most efficient way .

Invest Remainder

If you want to keep some of your fund to take later in life then you need to invest it in a fund suitable to your individual goals.

Simplify the Process

We can connect you with a Financial Advisor who has experience dealing with BOI pensions who will do all of the above for you.

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Type of Pension

What type of pension do you have? If you are unsure about the type of pension you have, it is normally an employee pension.

Access Your
Bank of Ireland
Pension Video Explainer

If you would like more information on the process please check out our video which explains the process step by step.

Getting the Information

Your Advisor will send you a one page form where you will need to complete your name, address and contact details.

You can do this online or by post whichever option is more convenient for you. 

Once your advisor receives the completed form they can then access the details of your pension and present you with all of your options for free.

Your Financial Advisor

We will then recommend an experienced advisor who will guide you through the process step by step.

Our advisors are selected for their “No Bull” attitude. They won’t try to baffle you industry jargon.

Instead when you receive your options you can expect a straight talking common sense approach. This ensures any decision you need to make is easier.

How it Works

You will receive a call from us to find out more about your situation and what you would like to do with your pension. This is just an informal chat. 

How it Works

You will receive a call from us to find out more about your situation and what you would like to do with your pension. This is just an informal chat. 

Your Financial Advisor

We will then recommend an experienced advisor who will guide you through the process step by step.

Our advisors are selected for their “No Bull” attitude. They won’t try to baffle you industry jargon.

Instead when you receive your options you can expect a straight talking common sense approach. This ensures any decision you need to make is easier.

Getting the Information

Your Advisor will send you a one page form where you will need to complete your name, address and contact details.

You can do this online or by post whichever option is more convenient for you. 

Once your advisor receives the completed form they can then access the details of your pension and present you with all of your options for free.

How you can take your benefits?

25% Tax Free Lump Sum

You can take a 25% tax free lump sum from your pension once you reach age 50. The only conditions are

  1. An employer has made one or more payments/contributions to the pension you wish to access.
  2. You no longer work for the same company. You can be working for another business.

If you meet the above requirements and are 50 or over we can help you access your pension.


Once you have taken your tax free lump sum, you can then decide to take the remaining 75% as taxable income or reinvest it to take out a later date. 


You can also choose to take more than your 25% tax free lump sum say 50% and then reinvest the other 50% to take later in life. 


What you decide to do will depend on your financial situation and what works best for you. 


Your Financial Advisor will discuss each option with you and you can choose what suits you best.

No Access – No Fee Guarantee

We help you find out if you can access your pension for free. If you don't like the options presented or decide not to access your pension for any reason you will NOT be charged. Its our No Access, No Fee Guarantee.

Can I Access my Bank of Ireland Pension?

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